✨ New Charitable Deduction for Non-Itemizers ✨
Starting in 2026, taxpayers who don’t itemize deductions will have a new opportunity to reduce their taxable income through charitable giving:
• $1,000 deduction for single filers
• $2,000 deduction for married couples filing jointly
While it’s not an above-the-line deduction (so it doesn’t lower AGI), it does directly reduce taxable income—a win for everyday taxpayers who want to give back without itemizing.
A few important notes:
- Only applies to cash contributions
- Does not include gifts to donor-advised funds or private foundations
- Much more generous than the temporary $300/$600 deduction available in 2020–2021
With the average middle-class household already giving around $3,300 to charity each year, this new, permanent deduction could make a meaningful difference—for taxpayers and for the organizations they support.

Video Script
Starting in 2026, taxpayers who don’t itemize deductions will have a new way to save through charitable giving. Single filers up to $1,000. Joint filers up to $2,000. This isn’t an above-the-line deduction, but it will reduce taxable income, a win for non-itemizers who want to give back. These need to be cash contributions, exclude donor-advised funds & private foundations and are more generous than the temporary $300/$600 deduction in 2020–21. With the average household already giving $3,300 a year, this permanent deduction could make a meaningful difference—for taxpayers and the causes they support. This has been a tax saving tip from Accounting Solutions. Book a time to learn more.

Disclaimer: This content is provided for educational purposes only and is not legal, tax, accounting, or financial advice. Every situation is unique, so consult your own attorney, CPA, or financial advisor before making decisions based on this information.