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2026 Vehicle Deductions (Trucks & SUVs)

2026 Vehicle Deductions (Trucks & SUVs)

Contractors: buying a truck in 2026? Read this first.

100% bonus depreciation is back. That sounds simple… but vehicle deductions are not simple.

Here’s what matters:

• Under 6,000 lbs GVWR? You may get hit with luxury auto caps.• 6,000–14,000 lb SUVs? Section 179 is capped at $32,000.• Section 179 limit overall? $2.56M.• 2026 mileage rate? 72.5¢ per mile.

And the biggest audit trigger? Business use documentation.

If your truck is 80% business, you deduct 80%.If it’s 51% and your logs are sloppy, you’re inviting problems.

Also — large first-year write-offs can create depreciation recapture later when you sell.

Bottom line: Don’t decide at the dealership. Decide with numbers first.

The difference between a “nice truck” and a smart tax strategy is planning.